Agent ReleaseApril 2025

Uncommon Cash is Now Agent-Ready

Connect Claude Code, Cursor, or any MCP-compatible AI agent directly to your finances. Query transactions, manage budgets, and run financial workflows with natural language — your AI becomes a genuine financial partner.

What shipped

18 MCP Tools

Read transactions, manage budgets, create automation rules, and analyze spending patterns — all via the Model Context Protocol.

Scoped Agent Tokens

Issue tokens with granular permissions (read vs. write, per data type). Revoke anytime from Settings.

Discovery Files

llms.txt, robots.txt, and /.well-known/api-catalog.json — so AI systems understand how to work with us.

Stateless & Fast

No persistent sessions — every agent request is independent, fast, and secure.

Agent Readiness

Agent-ready apps need to be discoverable, accessible, and capable. Here's where we stand:

robots.txt

AI agent directives configured

llms.txt

Plain-language description for LLMs

/.well-known/api-catalog.json

RFC 9727 API catalog

MCP Server

Streamable HTTP at /api/mcp

Agent tokens

Scoped, revocable bearer tokens

–

OAuth 2.0

Coming soon

Connect in 2 minutes

1
Create an agent token
Go to Settings → Agent Access and click "Create Token". Choose the scopes you want to grant.

Add to Claude Code settings

Copy the config snippet shown after token creation and add it to ~/.claude/settings.json:

{
  "mcpServers": {
    "uncommoncash": {
      "type": "http",
      "url": "https://uncommoncash.com/api/mcp",
      "headers": {
        "Authorization": "Bearer YOUR_TOKEN"
      }
    }
  }
}

3
Ask your agent anything
Open Claude Code and try: "Show me my top 5 spending categories this month and flag anything over budget."

Available tools

get_transactions

Query transactions by date, category, or account

search_transactions

Full-text search across all transaction descriptions

categorize_transaction

Update a transaction's category

bulk_categorize_transactions

Categorize multiple transactions at once

get_budget_vs_actual

Compare budget targets to actual spending

get_spending_summary

Summarize spending by category for any period

update_budget

Adjust category budget targets

get_categories

List all categories in your hierarchy

get_accounts

List linked accounts and balances

get_net_worth

Track assets, liabilities, and net worth over time

get_automation_rules

List auto-categorization rules

create_automation_rule

Create a pattern-matching categorization rule

suggest_automation_rules

AI-suggested rules based on uncategorized transactions

analyze_spending_patterns

Surface top vendors, trends, and over-budget categories

Ready to try it?

Get Started Free View llms.txt