Personal Finance Calculators
Free, interactive calculators for the decisions that matter — buying a home, investing early, paying off debt, and building a budget that actually works.
50/30/20 Calculator
Split take-home pay into needs, wants, and savings
Open calculatorMortgage Payment Calculator
Payment with taxes, insurance, and extra principal
Open calculatorMortgage Payoff Calculator
See how extra payments shorten your mortgage
Open calculatorMortgage Recast Calculator
Compare a lower payment with paying the loan off early
Open calculatorLoan Payment Calculator
Monthly payment, interest, and payoff for any fixed-rate loan
Open calculatorHouse Affordability Calculator
How much house can you afford? (the 25% rule)
Open calculatorCompound Interest Calculator
See the cost of waiting to invest
Open calculatorStudent Loan Payoff Calculator
Payoff timeline and interest saved
Open calculatorRetirement Savings Calculator
How much do you need to retire comfortably?
Open calculatorCar Loan Calculator
Monthly payment and true cost of financing a vehicle
Open calculatorCredit Card Payoff Calculator
How long to pay off your balance and interest saved by paying extra
Open calculatorTake-Home Pay Calculator
See your paycheck after federal taxes and FICA
Open calculatorRent vs Buy Calculator
When does buying a home beat renting? Find the break-even year.
Open calculatorTax Bracket Calculator
Your 2024 federal marginal rate, effective rate, and tax by bracket
Open calculatorDebt Payoff Calculator (Snowball vs Avalanche)
Compare snowball vs avalanche and find which saves more interest
Open calculatorEmergency Fund Calculator
How much to save and how long it will take to build your safety net
Open calculatorSavings Goal Calculator
How long to reach any savings target with monthly contributions
Open calculatorStop calculating — start tracking
Calculators show what's possible. Uncommon Cash shows what's actually happening. Connect your accounts and track every dollar — budget, spending trends, and net worth in one place.
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