Student Loan Payoff Calculator

See exactly when you'll be debt-free and how much interest you'll save by paying extra each month.

$
%
$
$
Payoff Time
9y 8m
Total Interest
$11,144
With Extra Payment
5y 10m
3y 10m sooner
Interest Saved
$4,660

Remaining Balance Over Time

The Debt Snowball Method

List your debts smallest to largest. Pay minimums on everything, then throw every extra dollar at the smallest debt. When it's gone, roll that payment to the next one. The momentum keeps you motivated.

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Track your finances — not just calculate them

Calculators show what's possible. Uncommon Cash shows what's actually happening. Connect your accounts, track every dollar, and make your plan real.

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